Pmjay Scheme Free treatment for Major diseases. There are a lot of people around us who suffer from many diseases. But often the cost of treatment in a private hospital is huge. Therefore it is often very difficult to find a large sum of money for treatment for a normal family. Pmjay Scheme Free treatment for Major diseases. easy to use.
Many insurance companies now offer health insurance. But the premium you have to pay every month for all of them is huge. Therefore, ordinary people do not have to opt for such health insurance plans. But the central and state governments themselves provide insurance schemes to ensure the health care of the people. Many people do not have an accurate understanding of this.
Karunya Insurance Scheme is a scheme provided by the Government of Kerala to ensure the health and safety of families in Kerala. However, with the advent of the AYUSHMAN BHARAT scheme under the Central Government, the two schemes were merged.The Pmjay Scheme Free provides treatment to many ailments not only in government hospitals but also in private hospitals included in this panel.
Features of Pmjay Scheme Free Treatment
- Free treatment for the entire family.
- The yearly coverage is up to 5 Lakhs.
- All kinds of treatment tests are included in the list.
- Both private and public hospitals are included in the list.
- 24 hours hospitalization is required in major cases.
- dialysis, Keemo therapy, Eye surgery are included in the list.
- The medical expenses include before 3 days hospitalization and after 5 days of discharge.
- Specialized departments are included in the scheme.
- The complicated surgery fee is also included in the list.
What are the Pmjay Scheme and Benefits?
The benefit of the Pmjay scheme can be availed in case of having to stay in the hospital for at least 24 hours. The plan covers the cost of hospital stay, scanning, and medication.
In addition, the plan will cover the cost of three days prior to admission to the hospital in connection with the illness. The plan also covers the cost of treatment for five days after discharge from the hospital.
Pmjay Scheme includes the cost of medicines, tests, and equipment prescribed by the doctor treating the patient. Funds can also be used for treatments such as radiation, dialysis. 24 hours hospitalization is not mandatory in such cases. The benefit is also available for eye surgeries.
The benefit of the scheme is also available for treatments available in the Intensive Care Unit and General Department. The plan covers the cost of treatment and X-ray scanning.
The scheme does not cover OP treatment, infertility treatment, and treatment for geriatric diseases. But free treatment can be availed for different disciplines like General Medicine, Surgery, Cardiology Nephrology, Urology, etc.
This is a scheme where the entire family receives medical assistance up to Rs. 5 lakhs per annum. In addition, the Government of Kerala has released details of the hospitals covered under the Karunya scheme and the cost of treatment. Of course, this one project is a great relief to financially distressed families. for more information search the link below. For more details check the link given below. Also, you can watch the video.