Documents that must be checked before buying a land/plot in Kerala

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Documents that Must Be Checked Before Buying a Plot in Kerala: Everyone wishes to have a dream home of their own one day. While some people buy conventional ready-made houses, others prefer to purchase a plot of land and build their own homes to fit their needs. However, you must take some precautions when purchasing a piece of land in Kerala. Whether you buy a plot for investment or build a home, you want to double-check a few documents to not end up in legal trouble later. In this article let us discuss the necessary documents for buying a plot in Kerala.

Property documents are an important part of any property investment, whether it’s a plot or an apartment. By seeking proper legal guidance, inspecting records, and verifying key property details, the buyer can ensure that his or her investment is safe and secure. The following is a list of necessary building documents for the buying of a plot in Kerala.

Documents that Must Be Checked Before Buying a Plot in Kerala

Title Deeds

Make sure the land is in the name of the person selling you the property, and that he has the right to sell it without the permission of anybody else. For legal confirmation, get the original deed examined by a lawyer. You can also get a copy of the land’s past deeds for verification purposes. Before you register, make sure you have a release certificate from any other partners who own the land.

Sales Deed

Remember to secure a sales deed from the seller to transfer the property to the buyer. You can use this document to verify that the property you’re buying isn’t owned by a society, builder, or development body.

Tax Receipt and Bills

Before finalizing payment, double-check that the previous owner has paid all outstanding expenses, such as property taxes, energy bills, and water bills. Enquire at government and local offices to ensure that all tax receipts and bills have been fully paid.

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It’s possible that the land you’re buying has been mortgaged to the bank in exchange of a loan. Confirm that the seller has paid off all of his loans, and request a releasing certificate from that bank, which is mandatory for the land to be free from all debts.

Measure the land

We recommend that you measure the land before registering it in your name. You can also hire a reliable and certified surveyor to correctly measure the land. You can also get a survey sketch of the land from the survey department to verify its correctness.

Agreement

It’s time to make an advance payment or sign an agreement once you’ve resolved all of the financial and legal issues with the other party. This ensures that the owner does not reverse his previous agreement on the price of the property and does not sell it to someone else for a higher price. Write an agreement that states the actual value, the advance was given, the time span within which the actual sale will take place, and how to proceed if either party defaults. It is advisable to hire a lawyer, and both parties should sign the agreement in the presence of two witnesses. If one of the parties fails to meet its obligations, legal action may be taken.

Registration

The proof of the transaction that has occurred between the two parties is the registration. Within four months of the date of signing of the document, register the agreement with the Sub-Registrar of Assurance under the Indian Registration Act, 1908. Verify that the information you provided in the agreement is accurate. At the time of registration, all previous deeds, house tax receipts, original title documents, and two witnesses are required.

Make sure you register the deed within the time limit specified in the contract. Before making any decisions about the property, make sure you’ve taken care of these responsibilities. Following these measures will not only ensure that the land you are investing in is in good condition and legally yours, but it will also reduce the chances of future legal disputes.

Kerala Land Registration Charges and Stamp Duty

Calculate Registration Charges and Stamp Duty in Kerala example

Property Cost	50,00,000
Stamp Duty	8% of ₹ 50,00,000 = ₹4,00,000	Total = 54,00,000

kerala land registration fee example

Property Cost	50,00,000
Registration Charges	2% of ₹50,00,000= ₹1,00,000	Total =51,00,000

Land Registration Charges in Kerala

Female = 8 %
Joint ownership (Male + Female) = 8 %
Male = 8 %
Joint ownership (Female + Female) = 8 %
Joint ownership (Male +Male) = 8 %

Land RegistrationStamp Duty in Kerala

Female = 2 %
Joint ownership (Male + Female) = 2%
Male = 2 %
Joint ownership (Female + Female) = 2 %
Joint ownership (Male +Male) = 2 %

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FAQ

What are sales deed?

A Sale Deed is a document that is prepared based on previous ownership documents for the transfer of property from seller to buyer, giving the buyer absolute and indisputable ownership of the property.

What is a title deed?

A title deed is a document that establishes a person’s ownership of immovable property. An immovable property can be obtained in a variety of ways, and a title deed is a properly stamped and executed document proving the transaction. A sale deed, a release deed, a relinquishment deed, a gift deed, a family settlement deed, a division deed, and a will, for example, are all examples of title documents that show how a person acquired immovable property.

Is there any advantage of providing all the documents for a property at the time of selling?

Yes, In the market, a property with clear documents and title attracts a greater price. The original receipts of registration or the original letter of allotment granted to the first owner by the development authority are key links in the chain of previous agreements with previous owners.