None of us would ever want our car to have an accident while driving on Indian roads. However, with increasing violations of traffic rules, the number of incidents like road accidents is increasing. 53 road accidents every hour and 1 death every four minutes in India”. Due to the poor condition of roads and transport infrastructure in the country, road accidents are very common.
It is essential to have proper knowledge about what to do after a car accident. Here is a list of 10 steps you can follow after a car accident in India:
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When you are involved in a car accident, you must first stop at the scene as this is a legal obligation to follow. Even if the accident is minor, do not run away from the scene of the accident, as doing so may lead to legal action against you. Also, try to stay calm as much as possible and avoid unreasonable arguments with the other driver.
The next thing to do is to check if anyone has been seriously injured in the accident. Be sure to check yourself first for any injuries and then look at others. Assess the level of injuries of people involved in the accident. Also, assess whether any third party has been injured so that you can claim compensation under the third party car insurance.
For minor injuries, you can administer first aid to the injured as quickly as possible. Your car comes with a basic first aid kit that can be used for minor injuries. Call an ambulance immediately if someone is seriously injured or unresponsive. Be sure to take care of your body and seek medical advice if necessary.
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After treating the injured, it’s time to report the accident to your insurance company. Immediately call the insurance company you have purchased the car insurance policy from and inform them of the accident so that a claim can be registered as soon as possible. Give them detailed information about your own damage and third-party damage to your car. Make sure that every piece of information is provided truthfully as providing incorrect information may result in claim rejection.
To avoid legal complications, report the car accident to the police as soon as possible. You need to file a First Information Report (FIR) in case of a third-party car insurance claim settlement process. Also, make sure to keep a copy of the police FIR that you can submit to the insurance company during the car insurance claim process.
Take photos of the damage at the accident site to get a clear picture for the insurance company. Click on images of damage to the insured car, third party property damage and accident scene. Make sure the photos are clear and taken from all angles so that the damage is clearly visible in the pictures. By doing so, it is essential to have the proper knowledge to ensure that the claim is settled without much hassle.