5 Lakh Free Health Insurance: Ayushman Bharat Yojana

This article discusses the benefits of the Ayushman Bharat Yojana scheme. The scheme is based on reducing India’s medical expenses and increasing healthcare accessibility to India’s population.

Why is Ayushman Bharat Yojana scheme necessary?

The primary reason behind the introduction of this scheme is to provide affordable insurance cover to the poor and vulnerable population of India. The government has identified that India’s population spends a lot on healthcare and hence, the launch of a new health protection scheme was necessary. The scheme aims at providing free treatment to over 10 crore people in India. It also aims at promoting preventive healthcare and adequate medical facilities for the poor.

According to World Health Organisation (WHO), India ranks worst in healthcare availability amongst countries with a large population. As per WHO’s Global Health Observatory, 30 percent of India’s population is unable to afford essential health services, which indicates

What is Ayushman Bharat Yojana?

Ayushman Bharat Yojana is a health insurance scheme that offers free health insurance to eligible citizens of India. The scheme is sponsored by the Government of India and is administered by the National Health Authority (NHA).

Under the scheme, each eligible family is provided with a health insurance cover of up to Rs. 5 lakh per year. This cover can be used for treatment at any government or empanelled private hospital.

The Ayushman Bharat Yojana is open to all Indian citizens, regardless of their income level or social status. However, there are some exclusion criteria, such as pre-existing medical conditions and certain chronic diseases.

The scheme has been very successful so far, with over 10 million families having benefited from it. It has helped to improve access to quality healthcare for many people who would otherwise not have been able to afford it.

Eligibility and Conditions to qualify for the Scheme

In order to qualify for the Lakh Free Health Insurance Scheme, also known as Ayushman Bharat Yojana, individuals must meet certain eligibility and conditions.

First, individuals must be residents of India. Second, they must have a valid Aadhar card. Third, they must belong to a family that is below the poverty line as defined by the government. Fourth, they must not be already covered by any other health insurance scheme.

Those who meet all of the above conditions will be automatically enrolled in the scheme and will be able to avail of the benefits it offers. These benefits include free health insurance coverage of up to Rs. 5 lakhs per year.

What are the benefits of the scheme?

The Ayushman Bharat Yojana is a health insurance scheme that provides free health insurance to eligible citizens of India. The scheme covers both inpatient and outpatient treatment, as well as preventive care. It also provides for transportation and accommodation expenses for patients who need to travel to receive treatment.

The scheme is designed to provide financial protection to families in the event of an unforeseen medical emergency. It is estimated that the scheme will benefit over 500 million people in India. The scheme is funded by the government, and there are no premiums or copayments required by beneficiaries.

The Ayushman Bharat Yojana is one of the flagship programs of the government of India. It is part of the government’s goal to provide universal health coverage to all citizens of India. The scheme is an important step towards achieving this goal, and it will help to improve the health and wellbeing of millions of people in India.

Who’s eligible to get health insurance under Ayushman Bharat Yojana?

Ayushman Bharat Yojana is a health insurance scheme that provides free health insurance to eligible citizens of India. The scheme is open to all Indian citizens who are residents of India. To be eligible for the scheme, citizens must have a valid Aadhaar card. They must also be below the age of 60 years and not have any existing health insurance cover.

How to apply for Health Insurance under Ayushman scheme?

There are two ways to apply for Health Insurance under the Ayushman Bharat Yojana scheme. The first way is to visit the nearest Common Service Center (CSC). At the CSC, you will need to provide your Aadhaar number and other required documents. The second way to apply is through the Ayushman Bharat website. On the website, you will need to create an account and then login to fill out the online application form.

The documents required for both methods are:

-Aadhaar number
-Bank account details
-Family Income Certificate
-Ration card
-Photo ID Proof

How To Apply Online For Ayushman Bharat Yojana?

The first step is to visit the official website of Ayushman Bharat Yojana at abhyankar.bharat.gov.in.

On the homepage, you will see the option to apply for the scheme. Click on it and you will be redirected to a new page.

On this page, you will be asked to enter your personal details such as your name, address, date of birth, etc. You will also need to upload some documents such as your identity proof and income proof.

Once you have entered all the required details, click on the submit button and your application will be processed.

How To Download Ayushman Bharat Yojana Card Online

There are a few simple steps you can follow to download your Ayushman Bharat Yojana card online. First, visit the official website of the scheme at  https://www.pmjay.gov.in/ . Next, click on the ‘Download Card’ link on the homepage.

On the next page, you will be asked to enter your personal details like name, date of birth, and mobile number. Once you have entered all the required details, click on the ‘Submit’ button.

Your Ayushman Bharat Yojana card will be generated and displayed on the screen. You can then take a printout of the card or save it on your computer for future reference.

How To Check The Name in the PMJAY List 2022

The Pradhan Mantri Jan Arogya Yojana (PM-JAY) is a flagship health insurance scheme of the Government of India. The scheme aims to provide health protection to 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) by providing them free access to 5,500 public and empanelled private hospitals across India.

Under the scheme, each eligible family will be provided an annual health cover of Rs.5 lakh per year. The beneficiaries can avail cashless and paperless access to quality healthcare services at any of the empanelled hospitals across the country.

To check if your name is in the PMJAY list for 2022, log in to the official website of Ayushman Bharat at  (https://www.pmjay.gov.in/) . Once you are on the homepage, click on the ‘Find Your Name in PM-JAY List’ link under the ‘Citizen Services’ section.

You will be redirected to a new page where you will have to select your state and district from the drop-down lists. Once you have done that, click on the ‘Search’ button.

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Conclusion

The Ayushman Bharat Yojana is a great initiative by the government of India to provide free health insurance to lakhs of people. This will go a long way in ensuring that people have access to quality healthcare, and will also help reduce the burden on families when it comes to medical expenses. We hope that this scheme is successful and benefits all those who are covered under it.