How to get MUDRA Loan ? Detailed guidelines

How to get MUDRA Loan ? Detailed guidelines…


The Prime Minister’s Secretariat project will be handed over to small traders and small-scale starters. A bank loan of up to Rs 10 lakhs for small enterprises without any asset or indemnity. Youth, young entrepreneurs, skilled professionals and women entrepreneurs will be in the forefront. From the time of purchasing tools to the shoe plate collectors will be able to get loans from the barbershop, pappadam, pickle, bag manufacturing, small textile and DTP centers.

The Mudra (Micro Units Development and Refinance Agency Ltd.) is a new slogan for development. The slogan of economic development through pucca. Who will get bank loans from bank loans up to Rs 10 lakh without asset or personal security? How to Apply This article deals with how to repay loans under the Seam Scheme.

There are no banks in the country called ‘Sealbanks’. The schemes under seal schemes are brought to the public through branches of nationalized private banks operating in the country.

The loan will be available up to Rs 10 lakh.

The Sega Bank is the credit system for the three Hindi words Sishu, Kishore and Tarun. Applicants can avail this plan as per the requirement of the fund. Their funding method is as follows:

  • Shishu upto Rs. 50,000
  • Kishore loans between Rs 50,000 to Rs 5 lakh
  • Tarun from Rs 5 lakh to Rs 10 lakh

Who will get the loan?

The requirement is to pay 60 per cent of the total amount to the Six (Rs 50,000). The objective is to make small amounts to the name of more handicrafts and cottage industries. The savings bank will also get loans for the entrepreneur’s and newly-planed expansion. Seals can be obtained from non-agriculture industries.


Assistance will be provided for processing, preserving, collecting and maintaining agricultural products. Stamp loans are also available for food processing units.

The Micro, Small and Medium Enterprises (SME) are the key areas of employment in the country as well as agriculture. The stamp can also be used to acquire the building, machinery and equipment and provide adequate working capital loans.

Self Help Groups, JNG For groups, individual entities, Partnership / Limited companies for MSMEED 2006 Loans are available to start and develop non-farm enterprises subject to the provisions of the Act.

Entrepreneurs also allow co-operative banks, regional rural banks, and scheduled banks to redeem lending to small traders, shop owners, machines and equipment. Special attention is paid to the micro financial institutions providing financial assistance to women entrepreneurs.

Rupee Card and Credit Guarantee

The main attraction of the project is the Rupee Card (Credit Card) and Credit Guarantee. Apart from the collateral security, it is specifically designed to grant loans. Here is a reversal of the tradition of avoiding unrestrained entrepreneurs to provide collateral security.

How to submit application

Applications are required to apply for simple credit and related documents. Applications in specified forum should be used. The form will be obtained from the branches of the bank with the bank’s emblem. Fill it up and submit it directly to the branches along with the following documents.

If any bank submits the required documents and denies the loan, you can file a complaint with the Prime Minister’s Office.


  • Director (Information Technology)
  • Ministry of Finance
  • Department of Financial Services
  • Jeevan Deep Building
  • Parliament Street
  • New Delhi 110 001
  • Telephone No: 011 23346874
  • Email: [email protected]


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