In order to help the returned NRKs to find a reasonable steady income for their livelihood, Government have started the rehabilitation package called NDPREM (Norka Department Project for Returned Emigrants). Under this scheme NORKA ROOTS entered into MoUs with major banks namely State Bank of India, South Indian Bank and Union Bank. Presently Kerala State Backward Classes Development Corporation and Kerala State Pravasi Welfare Development – Co-operative Society [PRAVASIS Ltd.] have signed MOU and are associating with the project.
Banks will sanction loans for starting modest enterprises in areas of interest of the returned NRKs. NORKA ROOTS releases capital subsidy of 15% of the project cost, subject to a maximum of Rs. 20 lakhs and interest subsidy of 3% for the first 4 years, to those beneficiaries who are regular in payment. In case of default, the benefit can be availed only if the beneficiaries clear off his/her dues. NORKA ROOTS also conducts orientation and training camps prior to screening and selection to boost the managerial capabilities of the entrepreneurs. NRK returnees interested to start enterprises under NDPREM scheme may register their details.