how to apply pradhan mantri awas yojana scheme in Kerala 2020

The Modi government announced Pradhan Mantri Awas Yojana in June 2015. By 2022, the massive mission of homelessness will be undertaken by all. The goal is to provide housing for economically weaker sections and low-income families.

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The goal is to provide housing for economically weaker sections and low-income families. CLSS is a subsidy (interest-free) when it comes to borrowing a home.

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Those with an annual income of up to Rs 3 lakh and up to Rs 6 lakh will get a loan of up to Rs 6 lakh to subsidize the interest rate of 6.50%.

The loan is repaid in 20 years. 2.30 lakhs as subsidy to the borrower. This means that the total interest payable is less than 2.30 lakh. Interest on loans up to Rs 12 lakh per annum is 4 per cent for loans up to Rs 12 lakh and 3 per cent for loans up to Rs 18 lakh. So far, 3.3 lakh people have benefited from the scheme.

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Prime Minister Awas Yojana (Grameen) or PMAY (G) is a massive project to build 1 crore houses for rural homeless in the country over a 3 year period from 2016-17 to 2018-19. The scheme, targeting the homeless in the 2011 Socio-Economic and Caste Census 2011, aims at 24341 households in Kerala in 2016-17. 120000 / – in the plain areas and Rs. 130000 / – in the Risk areas. Under the T scheme, beneficiaries are credited to the beneficiaries’ bank accounts through PFMS. The Prime Minister Awas Yojana (Grameen) project aims to build quality homes within the stipulated time, including house cleaning. The unit cost is determined by the central and state government funding and plan allocation of three-tier panchayats. Those who need a bank loan to complete the house will get a loan of Rs. 70000 / -. Appellate Committees have been set up at the district level to resolve grievances relating to the list of beneficiaries of the socio-economic and caste census. The project is implemented in the mission model. For this, project management units are functioning at the State and District levels.

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