The government is currently formulating several schemes for the upliftment of girls. Sukanya Samridhi Yojana is one such scheme set up by the government. But many still wonder what the benefits of such a scheme is. Many people don’t know how to apply for this . Let us see what are the benefits of being a part of Sukanya Samridhi Yojana.
As it is a government-run scheme, you will definitely get some security in it. In addition, the girl’s parents will also get a special benefit from the tax. They can join the scheme by paying a minimum of Rs 250 a year.
The girl’s parents or guardian from a family can join the scheme. One can join the scheme for two girls in a family. The current interest rate is 7.6 per cent. The uniqueness of this scheme is that you can avail the benefits of the scheme without any risk. Parents of girls up to 0-10 years of age can join the scheme.
This scheme requires payment at least once every year for up to 14 years. Even if the minimum amount is Rs 250, it is enough. Matured amount is payable at the age of 21. But if the girl has to pay for a wedding or other needs after the age of 18, it can be taken. If a thousand rupees paid each month , the account will have about Rs 1,68,000 after 14 years.
But after 21 years, the amount will be refunded above Rs 5 lakh. The minimum payment is Rs 250 and the maximum is Rs 1.5 lakh in a year. The required documents are the child’s birth certificate and the ID proof required to prove the parents’ or guardian’s address. Accounts can be opened online or through post office bank accounts. Of course parents with girls can take advantage of this opportunity.
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