How to apply mudra loan in Kerala 2021- Mudra Loan Online Apply

how to apply mudra loan in kerala
how to apply mudra loan in kerala
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Starting a business is something that many people want. But many people put off such a desire because they often do not have the necessary investment. Even more, if you approach banks for a loan to start a business, they will tell you to put something as collateral. Not only that but most of the banks are charging very high interest rates. But Mudra loan is a loan that is available without any collateral for those who want to start their own business. These are just some of the goal setting shareware that you can use.

Mudra Loan is a loan scheme provided by the Central Government to give more emphasis to small enterprises in the country. It is also noteworthy that no no certificate is required to avail the loan. It is enough to take a loan and pay interest only on the amount. Under Mudra loan, loans up to Rs 10 lakh are available for start-ups. Another feature is that you can repay in very simple installments. There are three major types of loans available. Loans up to Rs 50,000 fall into the category of ‘sishu’ loan. This is a loan that can be availed by those who want to start small businesses. If the venture is a success then you can expand the loan. Loans ranging from Rs 50,000 to Rs 5 lakh are known as ‘kishore’.Loans ranging from Rs 5 lakh to Rs 10 lakh are known as ‘tarun’.

For the manufacture of products, both the commercial, and service sectors are eligible for the loan. In addition, mudra loans are available for fish farming, poultry farming, bee keeping, dairy business and silk industry. In order to get a loan, the applicant has to approach the public sector scheduled bank with the project report at the bank where the account is held. Those starting a venture in the panchayat should approach the ward wise banks. If you have any queries regarding the mudra loan, you can contact the Lead Bank of the district. Those who are in arrears with a previous loan will not get a loan. License from the Panchayat Municipality Corporation is mandatory to obtain. License badge is mandatory for auto taxi users.


About 70 to 80 per cent of the loan amount can be borrowed from the bank. The remaining amount has to be found on its own. The interest rate is 9.95 to 12
percent for public sector banks and 12 to 17 per cent for scheduled banks. Priority will be given to SC / ST and women in the scheme.

For more information on Mudra Loan visit can visit the website. Full details of the loan are provided. More information can be obtained using the kerala toll free number provided on the site. Then go to www.udyammitra to get a loan application without visit bank. You can use the website for loan.This will make it easier for you to apply online. Mudra Loan is definitely help ful for small ventures.Watch the video to know more

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  1. Sumesh.s

    എനിക്ക് കുറച്ച് സാബതികബാദിധullatinlഎനിക്ക് loon.അവൃശൃ

  2. Pradas vp

    എനിക്ക് കിട്ടുമോ ലോൺ

  3. എവിടെ നിന്നും കിട്ടുന്നത് കിട്ടിയാൽ വളരെ ഉപഹാരം

  4. ROYI. V. V.

    എനിക്ക് മുട്ടക്കോഴി സംരംഭം ആരംഭിക്കുന്നതിനു വേണ്ടി ലോൺ വേണമായിരുന്നു.

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