sukanya samriddhi yojana plan in kerala

The Central Government is launching a number of schemes for the educational needs and upliftment of girls. “Sukanya Samridhi Yojana” is a scheme launched by the Central Government exclusively for girls for educational purposes and other needs in life. Many people have now joined the Sukanya Samridhi scheme, which can bring in up to Rs 75 lakh in the future with a very small investment. Learn more about the Sukanya Samridhi scheme which can be started through banks and post offices.

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What is Sukanya samridhi yojana?

Sukanya Samridhi Yojana is a very useful scheme for any parent with a daughter. This amount can be saved to good use in the future for study and wedding needs. This investment scheme will provide financial security to the lives of the girls. The scheme is available to girls between the ages of one and ten years. A large sum of money will be refunded when the girl reaches adulthood.

Anyone can easily join the scheme through the nearest post office or through banks. Make a small investment every month and you will get back a good amount when the child turns 21 years old. At present, the interest rate on the scheme is 7.4 per cent. Documents proving the date of birth of the girl and the documents required to prove that they are the parents of the child are the documents required to start the scheme. The account can be transferred to the girl’s name when the girl reaches the age of major.

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A child who joins the scheme immediately after birth will have to invest for exactly 15 years and will not have to pay for the next six years. It is also important to note that this amount is not taxable as per the special rules of the Income Tax Department. When the investment is halved, the amount can be withdrawn if required for the child’s educational needs. But if the money is withdrawn when the girl reaches the age of 21, she will get all the benefits. One can invest around Rs 1.5 lakh per annum. If you invest in this account, you will get around Rs.75 Lakhs as return.Only two girls in a family can avail the benefit of the scheme. There is no doubt that sukaanya Samridhi is a schwme that can be utilized for the education and upliftment of girls.

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